Income Tax Loans RAL, Refund Anticipation Loan

Refund Anticipation Loan or RAL is an income tax loan service offered by very few income tax preparation services this year. Currently only H & R Block is offering fast tax refund efile services which include income tax Refund Anticipation Loans or RAL. In comparison to an income tax refund loan, the Free Turbo Tax online edition offers a fast income tax refund by direct deposit without a loan. The Refund Anticipation Loan service is an optional service that you can get prior to efiling your income tax refund online. In other words, a RAL option will present itself to those tax payers who's completed income tax return shows a Refund, not a balance due. If you have a balance due and can't pay it, H&R Block also offers balance due income tax loans.

Are Refund Anticipation Loans (RAL) For You?

Every tax payer wants their income tax refund money fast, however, there are a few things to consider before accepting the RAL loan option. After you complete your income tax refund forms using one of the providers listed above, you will be presented with billing and efile options which include the RAL Refund Anticipation Loan. Please make sure you understand the terms and conditions of the RAL loan as they are presented to you by the service provider. A few points to consider before accepting the RAL service are listed below.

Turbo Tax Free 1040EZ Tax Refund

Refund Anticipation Loans are always a hot topic for debate during the income tax preparation season. However, RAL income tax loans and other short-term financial solutions continue to grow in popularity. If at any time you are concerned about the terms, conditions, price, fee, or status of your Refund Anticipation Loan, please contact your tax preparation service provider directly. All tax help and income tax loan support numbers are clearly listed on each tax preparation web site, which are equally visible through the use of our Free Trial links. See also our frequently asked tax questions.

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